RARE opportunity on West Queen Anne for Urban Estate! 24,696 sf mostly flat (LR1). Surrounded by park/greenbelt on 3 sides for complete privacy! Make you dream come true! Build an estate/compound/homestead/develop! High Walk-Score. Extensive gardens/bright and sunny/views from south lots. 100-year old house/extensive gardens adds value to the massive amount of land available! Remodel or live in home while building your dream. Room for pool/tennis courts/chickens/bees/arboretum and so much more!
I know that while I am used to using and seeing these terms on a daily basis, my clients might need a reference to all the terms they hear during the transaction process so I put together a list of words and their definitions that you will hear over the course of a transaction.
Adjustable Rate Mortgage (ARM)- The interest rate is tied to a financial index making the monthly mortgage payment go up or down over time.
Annual Percentage Rate (APR)- The percent of interest that will be charged on a home loan.
Appraisal- A report highlighting the estimated value of the property completed by a qualified 3rd party. This is typically done for the benefit of the buyer to ensure the property is worth what they are paying.
Association Fee/HOA Fee- In addition to a mortgage, certain housing communities such as townhomes have a monthly fee associated with maintaining the common areas and amenities.
Balloon Mortgage- A long-term mortgage loan that starts small but as a large payment due at maturity.
Closing- This is the final meeting where the buyer and seller sign the necessary paperwork, complete the transaction, and release/take possession of the property. Usually the representing agents and attorneys attend.
Closing Costs- The buyer and the seller have expenses associated with the transaction other than that of the actual cost of the home. For example, the buyer has a variety of fees due for obtaining a new loan and the seller must pay commission to both agents.
Closing Disclosure- A form that provides the final details about the mortgage loan. It includes loan terms, projected monthly payments, and how much the extra fees will be.
Collateral – Something of value (in this case your home) that is held to ensure repayment of a mortgage or loan.
Commission- A percent of the sale price of the home that is paid to agents. The seller pays commission to both the buyer and listing agent.
Comparables- Homes in the area of interest that have recently sold that have similar features.
Contingencies- Conditions which must be met in order to close. Contingencies are typically tied to a date, referred to as a deadline. If the contingency is not satisfied the contract may be cancelled.
Counteroffer- The response from the seller in regard to an offer.
Debt to Income Ratio- A lender will look at a borrowers debt versus income to determine the amount of loan they are eligible for and if they can repay their debt plus the home loan.
Down Payment- A percent of the cost of the property that is paid up front as part of the mortgage.
Earnest Money – The deposit made from the buyer to the seller when submitting an offer. This deposit is typically held in trust by a third party. Upon closing the money will generally be applied to the payment or closing cost.
Escrow- This term has multiple meanings; earnest money is typically held by a third party until closing in “escrow” . It can also be referred to as the time period from when the contract is written and accepted by the seller to when the home actually closes.
Equity- The difference in the market value of a home versus what is owed on the home.
FHA- A mortgage that is financed through a private lender and insured by the Federal Housing Administration, often requiring a lower down payment and income to qualify.
Fixed Rate- The interest rate will remain the same for the entire life of the mortgage.
Home Equity Line of Credit- A loan or line of credit that is determined based on the equity or homes value after subtracting the loans owed.
Home Inspection- The process in which a professional inspects the seller’s home for issues that are not openly apparent, then creates a report for the buyer to review.
Home Protection Plan- An annual service that covers the cost of repairs or replacements to items covered in the plan; items like stoves, washer/dryers, etc.
Hybrid- A loan that starts with a fixed rate period, then converts to an adjustable rate.
Mortgage Insurance- Insurance written in connection with a mortgage loan that protects the lender in the event the borrow cannot repay their loan. This is usually not required if the borrower has 20% or more for the down payment.
Mortgage Note- A promise to pay a sum of money at a standard interest rate during a specific term that is secured by a mortgage.
Multiple Listing Service (MLS)- The National list of real estate properties that are available for sale. These are the most reliable sources to receive up-to-date listing information.
Pre-Approval- The process in which a buyer must provide a mortgage professional the appropriate information on income, debts, and assets that will be used to make the initial credit loan decision.
Pre-Qualification- Once approved for a loan, this is the process in which the maximum sale price, loan amount, and monthly payments are calculated for the borrower. This is not a loan approval however, it is useful to know prior to searching for a home.
Principal- The underlying amount of the loan which is actually borrowed.
Property Taxes- These are the taxes that are enforced by the city, town, county, and state government entities. These taxes are included in the total monthly mortgage payment and are held in escrow by the lender.
REO- Real Estate Owned properties or foreclosed properties currently owned by a financial institution such as the bank that made the loan to the previous owner.
Reverse Mortgage- This is specifically for seniors and it allows them to convert the equity in the home to cash.
Short Sale- A situation when the seller’s lender is willing to accept an offer and allows the sale to completed for an amount less than the mortgage amount owed by the seller.
Title- A legal document proving current and proper ownership of the property. Also referred to as a Title Deed, this document highlights the history of property ownership and transfers.
Underwriting- The process in which the potential home buyer is evaluated for their financial ability to repay a loan. This normally consists of a credit check and appraisal of the property.
VA Loan- Loans that are given to Americans who have served in the armed forces. They are administered by the Department of Veteran Affairs.
Watch the ferries glide across Elliott Bay and spectacular sunsets over the Puget Sound from your living room in this Mid-Century Modern Top Floor Condo. Enjoy the large and open living & dining area with hardwood floors. Full bath with washer & dryer. Stylish modern touches. Dedicated storage & prime parking space. Perfectly situated on Queen Anne’s South Slope just minutes from Seattle Center, Top of Queen Anne, Amazon, Facebook, Google and Expedia!
I am so excited to announce I have completed the training to receive the CLHMS designation. Recognized as the mark of accomplishment in luxury markets around the world, the Certified Luxury Home Marketing SpecialistTM (CLHMS) designation assures affluent buyers and sellers that the agents who have earned it have the knowledge, experience,competence, and confidence they require. Membership with this organization will keep me on the cutting edge of the luxury market- equipping me with the right skills and network to sell your million dollar + properties.
CLHMS designation is only awarded to Institute Members with documented sales performance in the top 10% of their market.
There are lots of fun events coming your way! Get out and explore all this beautiful city has to offer! Enjoy! (..and let me know if you get to any of these events!)
Amazon Symphony Orchestra of Seattle Halloween Spooktacular – 2018 10/19 As the leaves fall and the air cools, join the ASO for a symphonic scare! We invites all ghosts, skeletons and ghouls for a frightfully fun concert featuring sinister selections like Bach’s Toccata and Fugue in D Minor, Saint-Saens’ Danse Macabre and the mystical music of Harry Potter! Come adorned in your most impressive Halloween costume; prizes await the attendees with the most dazzling digs! We promise we won’t trick you – it’s sure to be a treat! Register
Night out for Caring 9/21 Looking for a fun way to give back? Want to meet other people who care about doing good in the community? Shocked to hear that Washington state is 42nd in high school graduation rates (i.e., nearly last!)? Come to the biggest, best party of the year. The Seattle Mariners and United Way of King County care about kids’ education and want to see you at Night Out for Caring on Friday, Sept. 21, at Safeco Field. You’ll enjoy food, drinks, music and fun with a few thousand do-gooders who like to have a good time. Meet some local celebrities, have plenty of instagrammable moments (like singing karaoke in Macklemore’s Cadillac) and celebrate all the awesome things going on in our community—thanks to the help of caring people like you. Plus explore Safeco Field like never before! #SeattlesNightOut 6:00 PM – 9:00 PM PDT Safeco Field Get Tickets Here.
Smart Kitchen Summit 10/8-9 Smart Kitchen Summit is the industry’s leading event about the future of food, cooking and the kitchen. Benaroya Hall Times and prices vary.Get Tickets Here!
Karin Stevens Dance 10/11–14 Two collaborations with composer Kaley Lane Eaton and music both acoustic and electronic: first, a remount of their disconcertingly lovely 2017 opera Lily; then the premiere of Lung, exploring the main aspect of performance musicians and dancers share: breath. Times and prices vary. Erickson Theatre Off Broadway, Capitol Hill, 1524 Harvard Ave.; 206.329.1050; karinstevensdance.com
Seattle Latino Film Festival 10/5–13 From the dark surrealism of Buñuel to the flamboyant camp dramedy of Almodóvar, Spain’s filmmakers have been some of Europe’s most celebrated. Each year since 2009, the SLFF has focused on a different Hispanic nation, and this year Spain is showcased in its packed schedule of shorts and features. Times, prices and venues vary. 971.704.5849
A Thousand Splendid Suns 10/5–11/10 “I wanted to get beneath that kind of iconic picture of a woman in a burka walking on the street,” said The Kite Runner author Khaled Hosseini in the years right after 9/11, which led to this 2007 novel, the story of two Afghanistan women of different classes and generations whose friendship grows as the Taliban rises in power. Here, it is adapted for the stage by Irish-Indian playwright Ursula Rani Sarma. Times and prices vary. Seattle Repertory Theatre, Seattle Center, 155 Mercer St.; 206.443.2222
Ampersand Live 10/25 Land conservancy organization Forterra is sponsoring a night of readings, music, photography and dance—sort of a stage-show version of its periodical Ampersand, or, as the nonprofit puts it, “an evening of storytelling….about nature, cities, community and critters.” Brass quartet The Westerlies, dance artist Zoe Scofield, wildlife photographer David Moskowitz and 2017 Seattle mayoral candidate Nikkita Oliver are among those scheduled to appear. 7:30 p.m. $15. The Moore Theatre, downtown, 1932 Second Ave.; 206.682.1414
Earshot Jazz Festival 10/7–11/4 Earshot sponsors performances year around, but it really piles it on for a month every autumn. Once again, organizers have planned more than 60 concerts, featuring several dozen solo musicians and ensembles, from acclaimed high school bands to free improvisers. For this iteration, there’s a special focus on women in jazz (including award-winning jazz violinist Regina Carter, Seattle composer Dawn Clement and R&B hip-hop guru SassyBlack) and on this year’s festival resident artist, pianist Jovino Santos Neto. Times, prices and venues vary. earshot.org
Urban Unveiled 10/7/18 The annual Urban Unveiled event, held this year at the sophisticated and storied Fairmont Olympic Hotel, is more than a wedding show; it is a celebration, a cocktail party for nearly-weds and the regions most creative wedding vendors, ready to make dreams come true. This evening of elegance is a chance for brides and grooms to meet and mingle with the Urban Unveiled partners who can make nuptial visions a reality, while guests enjoy fine wines, nibble on sumptuous cuisine, indulge in to-die-for desserts. The evening ends with an amazing raffle and an awe-inspiring fashion show by the legendary Luly Yang. Times, prices and venues vary. Get Tickets Here.
I have been watching and waiting for Flatstick pub to open! So exciting! Seattle’s favorite putt-putt pub is opening its largest location yet in South Lake Union with the help of Atelier Drome and Adatto Construction. Located in the Vulcan Block 43 building, which also houses the Allen Institute for Brain Science, the new pub is framed by historic Ford and Pacific McKay building facades.Flatstick is known for it’s quirky and fun interiors and the new location won’t disappoint with new installations from the renowned local artist ‘henry.’ In addition to the panoply of local beer and cider that Flatstick is known for this location will be serving some elevated beer-bites.
Co-hosted by Atelier Drome and Rick Workman with WG Clark Construction, this event will include tasty local brews and bites and the project team will be onsite to discuss highlights and inspirations. This event is a hole in one!
Atelier Drome architecture + interior design is a full-service design firm based in Seattle specializing in residential, hospitality, commercial, and workplace environments. They are well known for their work around town with local bars and restaurants including Flatstick.
WANT TO TAKE PART IN THE CULTURAL FESTIVAL OF INDIA (ANANDAMELA)?
There are various programs and activities like Dance, Music, Cooking Contest, Henna Contest, Making Ganesha, Rangoli, Chess etc.,
Registrations are open now. Please register to participate in various events.
SeafoodFest began in 1974 as a community celebration of Ballard’s historic connection to the fishing industry and the neighborhood’s Nordic roots. Today, this free three-day festival attracts over 75,000 people who come to enjoy the traditional salmon barbecue and much more: local music, arts and crafts, family entertainment, a beer garden, a skateboarding event, and yes – lots of seafood!
Oh wait. Did we tell you the event is FREE? Well, it is. We think you should spend your hard-earned cash on seafood…like salmon and crab.
July 27, 28, & 29, 2018 Bellevue Square & Bellevue Arts Museum FREE!
Bellevue Arts Museum hosts the largest, award-winning arts & crafts festival in the Northwest. We are committed to handmade excellence and supporting national designers, artists, and craftspeople. Shop from over 300 inspiring artists showcasing unique, handmade craft and art. This marketplace represents modern, traditional, and emerging work.
In addition to this unique shopping experience, BAM ARTSfair offers FREE programming including: BAM Exhibitions, KIDSfair, the Sound & Movement Stage, food trucks, and much more. Since 1947, BAM ARTSfair has been the annual gathering place for our community and a great way to connect to the world of art, craft, & design!
Voted “Best Food Festival” 2016 & 2017, the Albert Lee Appliance Bite of Seattle® is Seattle’s Original Food & Beverage Showcase featuring 60+ restaurants & pop-up vendors, Craft Beer & Cider Tasting, 80+ live bands, all NEW MUNCHIES @ The Mural, and free Bite Movie Night on Friday, July 20th, outdoor beer gardens, live cooking demonstrations and cook-offs on The Bite Cooks! stage, The Alley benefiting Food Lifeline, Family Fun Zone, sponsor activities & more! #BiteintoSummer
July 21-22, 2018 86th Bon Odori in Seattle
Food, cultural displays, dancing, beer garden, live music.
Seafair sanctioned community event.
Seattle Betsuin Buddhist Temple
1427 S. Main, Seattle (map)
Bon Odori is a traditional summer festival in which we honor our ancestors who have passed on, remember and appreciate all they have done for us, and celebrate their ongoing presence in the lives we enjoy today.
Also known as Obon, the festival is an official Seafair event held at the Seattle Betsuin Buddhist Temple. The main event is traditional music and dancing in the street in a giant oval. Many festival goers dress in Japanese kimono, yukata or happi coats. The event also features Japanese food booths and refreshment, taiko and martial arts performances, and craft exhibits and demonstrations.
Capitol Hill Block Party is an annual, 3-day music festival and block party held each July in the heart of Seattle’s Capitol Hill neighborhood…
With a six-stage setup of both indoor and outdoor venues, multiple beer gardens, and VIP lounges, CHBP provides a communal, accessible experience, continuously evolving since it was founded in 1997. Featuring big name national artists, promising local talent, and lesser-known performers across a variety of genres, CHBP exposes its 20,000+ attendees to a diverse blend of acts that appeal to all music tastes and ages.
Never failing to bring Seattle and neighboring cities together, CHBP has created a well-known name for itself alongside many other national festivals. The best weekend of summer!
SATURDAY, JULY 14TH, 2018 from 12 PM – 8 PM | SUNDAY, JULY 15TH, 2018 from 12 PM – 6 PM
Take part in the largest pan-Asian celebration in the Northwest the weekend of July 14th and 15th!
Happening in the heart of Seattle’s historic Chinatown-International District!
The Dragon Fest event will feature non-stop cultural performances including Dragon and Lion dances, Traditional Korean drumming, martial arts demonstrations, the Chinese Girls Drill Team, and much, much, more. For Seattle’s foodies we are proud to bring back the Annual $3 Food Walk with over 40 restaurants offering a wide array of international $3 bites and a few bonus retail!
From Chinese lion / dragon dances and traditional Korean drumming to Pacific Islander dances and bhangra/bollywood performance; the Dragon Fest features 14 hours of non-stop cultural performances from around the world!
Participate in the Burger Brawl where you’ll sample sliders from Eastside restaurants and vote for your favorite! Space is limited and a Burger Brawl ticket is required. Burger Brawl ticket does not include festival admission. Festival admission is required to attend Kirkland Uncorked.
Seattle international Beerfest is a 3-day specialty beer festival held at Seattle Center’s Fisher Lawn and Pavilion. Sample everything from classic styles (pilsners, pales, etc.) to exotic new-world hybrids (barrel-aged hoppy farmhouse sours, etc.).
Fisher Pavilion & Lawn at Seattle Center. Seattle International Beerfest is located between the Space Needle and International Fountain. It features huge indoor/outdoor spaces and very beautiful grounds. Indoor restrooms are one of many nice touches.
BRING YOUR OWN BLANKET! We have a ton of seating. Our indoor/outdoor park seats nearly 1000, most of it shaded. In addition there’s a lush grass lawn we leave wide open for picnic-style seating. Stake out your spot with a blanket from home and kick back in style!
Sure, but maybe extreme is the new mainstream. Just trying to do our part. Each summer Seattle International Beerfest unapologetically rolls out a gaudy selection of top rated double IPA’s, farmhouse/saisons, sours, barleywines, imperial stouts, barrel-aged strong ales, and anything else delicious yet shunned by the masses.
5 BLOCKS OF STREET FOOD + MAKERS. NIGHT MARKET + CRAFT BEER GARDENS
THE LARGEST STREET FOOD FESTIVAL IN THE NORTHWEST.
OVER 150 BOOTHS OF STREET FOOD & MAKERS OVER 5 CITY BLOCKS TO ENSURE YOU NOM ALL DAY LONG!
FEATURED NIGHT MARKET : EMERALD CITY NIGHT MARKET
DON’T MAKE PLANS FOR DINNER ON JULY 7TH. GET OUT UNDER THE STARS FOR THE ULTIMATE DINNER PLANS CURBSIDE! THIS EVENT TAKES OVER THE ENTIRE FESTIVAL FOOTPRINT AFTER THE SUN GOES DOWN FOR THE ULTIMATE OUTDOOR SUMMER DINNER PICNIC.
TIMBER! SUMMER MUSIC FESTIVAL
2018 TAKES PLACE JULY 12-14 IN CARNATION WA
Timber! Outdoor Music Festival is a weekend of fun, music, nature, and community.
Join us for the 36th annual West Seattle Summer Fest, July 13-15, 2018! Summer Fest offers fun activities for the whole family, including shopping, live music, dining, beer gardens, and a kids play area. Don’t miss out on one of Seattle’s best things to do
1 Secure Parking Spot | Large Private Fenced in Patio
Minutes to South Lake Union and Downtown on Queen Anne! Open floor plan with gleaming hardwood floors and cozy gas fireplace in this spacious end unit! Gas fireplace, ample cabinets, stainless steel appliances in kitchen make entertaining a joy! Sliding door in Living Room opens to fenced patio perfect for gardening or pets (pet friendly building) Bedroom has a huge walk-in closet! Secure parking garage and intercom entry. The roof top deck has incredible Lake Union, Capitol Hill and Gasworks Park views!
Rooftop Deck with Front Row Seat for the 4th of July!